This is your Member Reference Number (MRN). You’ll need to provide this when you make an appointment with an EAP counselor or contact your EAP by phone.

Anthem provides automatic translation into multiple languages, courtesy of Google Translate. This tool is provided for your convenience only. The English language version is considered the most accurate, and in the event of a discrepancy between the translations, the English version will prevail. This translation tool is not controlled by Anthem, and the Anthem Privacy Statement will not apply. Please read Google's privacy statement. If you want Google to translate the Anthem website, select a language.

Benefits with The Local Choice

Your EAP offers these great resources.

Toxic Torts FAQ

What is a toxic tort?

A toxic tort is a legal claim for harm caused by exposure to a dangerous substance such as a pharmaceutical drug, pesticide, or chemical. If an individual or a group of people has been exposed to and injured by a dangerous substance, either may be able to bring a toxic tort lawsuit.

Most toxic tort injuries arise in one of the following ways:

  • occupational exposure - when industrial workers are exposed to toxins on the job (examples include asbestos, benzene, beryllium, and silica)
  • pharmaceutical drugs - when prescribed drugs cause unintended side effects (to learn more about lawsuits involving pharmaceutical drugs, see Nolo's article Product Liability Claims Involving Pharmaceutical Drugs)
  • exposure in the home - when people breathe or ingest harmful substances in their home, such as mold (to learn more about mold, see Nolo's article Toxic Mold Basics), and
  • consumer products - when people use products (like pesticides) that cause unintended injuries.

To learn more about what constitutes a toxic tort, and for tips on special issues in toxic tort litigation, see Nolo's article Toxic Torts Overview.

How can I prove fault in a toxic tort case?

Plaintiffs in toxic tort lawsuits can use a number of legal theories to try to establish liability and receive compensation for their injuries. Some common claims in toxic tort cases include:

  • Negligence. The plaintiff in a negligence claim must prove that 1) the defendant (perhaps a construction business owner whose employees worked with asbestos) had an obligation to use ordinary care toward the plaintiff or the general public, 2) the defendant's action or failure to act did not meet this duty (for example, the owner failed to provide workers with safety equipment to prevent inhalation of asbestos), and 3) the victim or the general public was injured as a result.
  • Strict liability. In some toxic tort cases, certain behavior is deemed so dangerous that anyone engaging in it will be held legally responsible (strictly liable) for any damages that result. Toxic tort victims in these cases don't have to show that the defendant acted carelessly.
  • Intentional misrepresentation or fraud. If a defendant knew that a substance was dangerous, but deliberately concealed the danger or marketed the product in a misleading way, a toxic tort plaintiff may have a claim for intentional misrepresentation or fraud.

To learn more about legal theories commonly used in toxic tort cases, see Nolo's article Toxic Torts: Legal Theories of Liability.

Who can toxic tort victims sue for injuries and health problems?

Figuring out who is responsible for a toxic tort victim's exposure to a dangerous substance can be difficult. Plaintiffs generally sue anybody that had a link to the toxin including the manufacturer of the toxin, the manufacturer of machinery that exposes workers to toxins, the owner or lessor of a building or site that contains or emits a toxin, companies that store toxins, and manufacturers of safety equipment intended to protect employees from toxins. To learn more about possible defendants in a toxic tort lawsuit, see Nolo's article Toxic Torts Overview.

I recently became seriously ill from a dangerous chemical, but my exposure occurred years ago. Is it too late to sue?

An injured plaintiff must bring a lawsuit within a certain period of time after harm occurred under laws called statutes of limitations. In toxic tort cases, many plaintiffs don't discover their injuries until many years after the harm occurred, because symptoms often take years to show up. Luckily, the courts follow the "discovery rule," which means the clock doesn't start ticking on the statute of limitations time period until the plaintiff actually discovers the harm. If you just recently became ill from your exposure to a dangerous chemical, meaning you just discovered that the chemical harmed you, it is probably not too late to sue. Contact a lawyer immediately. To learn more about statutes of limitations in toxic tort cases, see Nolo's article Toxic Tort Litigation: Common Defenses.

I was exposed to asbestos on the job several decades ago and now have mesothelioma. Can I get compensated for my illness?

Probably. Mesothelioma, an often fatal lung disease, is caused by prolonged exposure to asbestos. Lawsuits have established that the asbestos industry hid the health dangers of asbestos for decades, and workers were needlessly exposed to asbestos (a serious carcinogen) as a result. For this reason, if you suffer from mesothelioma because you worked with asbestos, you have a very good chance of recovering money damages for your illness either from the company that manufactured or installed the asbestos or through an insurer or victims' compensation fund that has assumed liability on the company's behalf. To learn more about mesothelioma and asbestos claims, see Nolo's article Mesothelioma and Asbestos: An Overview.

For information on filing a personal injury claim, see How to Win Your Personal Injury Claim, by Attorney Joseph L. Matthews (Nolo).

http://www.nolo.com/legal-encyclopedia/toxic-torts-faq-32260.html

More about this Topics

  • Crib Recalls, Safety, and Litigation

  • FDIC Insurance: How Safe Is Your Money?

  • Does my employer have to allow me to swap shifts so I can observe my Sabbath?

  • Home Modifications for the Elderly

  • Slip and Fall Accidents: Proving Fault

Other Topics

    • Small Claims Court: Part 1
    • Employment: Consumer Tips
    • Consumer Tips: After You Buy
    • File a Consumer Complaint: Part 1
    • File a Consumer Complaint: Part 2
    • Qualifying for a Mortgage
    • Suing the Government for Negligence: The Federal Tort Claims Act
    • Motorcycle Accidents: Road Hazards
    • Student Loans: Cancellation, Deferment, and Forbearance
    • Can my employer read email from my personal account?