Banking: Consumer Tips
Your bank accounts are primary ways to store your money, pay your bills and build your savings. When you shop for a bank, consider the actual products and services.
Read more
Choosing a Credit Counselor
Are you living paycheck to paycheck? Are you worried about debt collectors? If this sounds familiar, you may want to consider the services of a credit counselor.
Read more
Credit: How to Get It and How to Improve It
Financial institutions will typically want to see at least 6 months of credit history before they will grant any type of credit-based products.
Read more
Creditors and Debt Settlement Companies
If you are struggling to make your debt payments or you feel like you might start to miss payments, it might be time to contact the creditor yourself to work something out.
Read more
Debt Management Plans
If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan (DMP).
Read more
Don't Get Taken by Wire Transfer Scams
Wiring money to strangers%mdash;in the U.S., but especially in another country%mdash;is risky, because often they could be scam artists.
Read more
For Seniors: Quick Tips for Protecting Your Finances-Part 1
As many consumers get older, they often face issues such as how to maintain their lifestyle and pay for medical expenses on a fixed income for years into the future. Here are banking and other money-management tips for seniors to consider for their retirement years.
Read more
For Seniors: Quick Tips for Protecting Your Finances-Part 2
As many consumers get older, they often face issues such as how to maintain their lifestyle and pay for medical expenses on a fixed income for years into the future. Here are banking and other money-management tips for seniors to consider for their retirement years.
Read more
For Seniors: Quick Tips for Protecting Your Finances-Part 3
As many consumers get older, they often face issues such as how to maintain their lifestyle and pay for medical expenses on a fixed income for years into the future. Here are banking and other money-management tips for seniors to consider for their retirement years.
Read more
For Seniors: Quick Tips for Protecting Your Finances-Part 4
As many consumers get older, they often face issues such as how to maintain their lifestyle and pay for medical expenses on a fixed income for years into the future. Here are banking and other money-management tips for seniors to consider for their retirement years.
Read more
Four Elements Define Personal Financial Wellbeing
Savings and income are part of financial wellbeing, but the survey showed that they're not always the most important part.
Read more
General Debt Management Techniques
Very few people are lucky enough to be living debt free. The key is to manage your debt so that it does not get out of control.
Read more
Get the Most Out of Savings: Smart Savings Tips for 2021
Just as there are multiple routes to a destination, there are many acceptable ways to save money.
Read more
Get the Most Out of Savings: Smart Savings Tips for 2022
This article will look at three steps that will help you save more in 2022.
Read more
How Older Adults Can Steer Clear of Scam Artists
Anyone can be a victim of financial fraud, but older adults are particularly at risk.
Read more
How To Manage Your Checking Account
Knowing how to manage your checking account is an important lifelong skill to have.
Read more
Investing: Consumer Tips
If you have a financial goal in mind, such as saving for retirement, paying for college, or buying a house, then you may decide to invest your money to earn enough to fund your goals.
Read more
Jump-Start Your Savings
If you have an income and know what your budget looks like, but you don't have any savings, it's time to start.
Read more
Knee Deep In Debt (Part 1)
Many people face financial crises at some time in their lives. Your financial situation doesn't have to go from bad to worse.
Read more
Knee Deep In Debt (Part 2)
You may be able to lower your cost of credit by consolidating your debt through a second mortgage or a home equity line of credit.
Read more
Making Changes When Inflation Takes a Bite
High inflation is causing financial hardship in much of the world.
Read more
Managing Your Checking Account
It can be a rite of passage, a step into adulthood. Once you turn 18, you can open your own checking account.
Read more
Mobile Banking
Many banks allow you to do your banking from your mobile phone or tablet. Your bank may have a mobile app to make it easy to keep a close track on your finances, pay bills or transfer funds right from your smartphone.
Read more
Mobile Payments
You can pay for purchases through digital wallets stored in your smartphone, apps, a key fob or even a watch. These items store your credit or debit card numbers.
Read more
Money Management: A Planner
Life can be uncertain. Planning for future financial goals can help alleviate some of this uncertainty.
Read more
Payday Loans
Payday loans are a very costly way to borrow money. You may have seen these types of loans hiding behind other names, such as cash advances or check loans.
Read more
Personal Finances and Budgeting
Everyone has his or her own unique relationship with personal finances.
Read more
Personal Payday Budget Worksheet
Match your expenses and income—according to each pay period you get in a month—in the table below. Feel free to customize the fields so that they apply to you.
Read more
Prepaid Cards
Prepaid cards, also known as prepaid debit, or stored-value cards are convenient ways to make purchases and conduct other financial transactions.
Read more
Protections for Consumers Sending Money Abroad
Each year, consumers in the U.S. send tens of billions of dollars to friends, family members, or businesses in other countries using wire transfers and other electronic payments—often called remittances.
Read more
Saving Your Home from Foreclosure
If you feel like you won't be able to keep making your monthly mortgage payment or you have started to fall behind, there could be options to save your home.
Read more
Teaching Children the Financial Facts of Life
Parents try to teach their kids to be street-smart and use good manners, but teaching them the financial facts of life is just as important.
Read more
The Fair Debt Collection Practices Act (FDCPA)
The purpose of the the Fair Debt Collection Practices Act (FDCPA) is to protect consumers from abusive debt collection practices, promote fair debt collection, and provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy.
Read more
Tips for Seniors Wanting to Financially Help Relatives
Be on guard against phone calls from con artists who target seniors.
Read more
Twelve Ways to Lower Your Homeowner’s Insurance Costs
The price you pay for your homeowner's insurance can vary by hundreds of dollars, depending on the insurance company from which you buy your policy. Here are some things to consider when buying insurance.
Read more
Types of Investments
The chart below and the sections that follow highlight some of the different types of investments available.
Read more
Using Your Home's Equity
You have purchased a home and are making your monthly payments on time, but now you are faced with an unexpected expense.
Read more
Ways to Increase Income and Resources: Checklist
Use this tool to identify ways you can increase your income.
Read more
Ways to Save Extra Money
When you create a plan to pay down your debt and save money for the future, you may want to look for ways to increase your income.
Read more