This is your Member Reference Number (MRN). You’ll need to provide this when you make an appointment with an EAP counselor or contact your EAP by phone.

Anthem provides automatic translation into multiple languages, courtesy of Google Translate. This tool is provided for your convenience only. The English language version is considered the most accurate, and in the event of a discrepancy between the translations, the English version will prevail. This translation tool is not controlled by Anthem, and the Anthem Privacy Statement will not apply. Please read Google's privacy statement. If you want Google to translate the Anthem website, select a language.

Benefits with SISC - Self Insured Schools of California-

Your EAP offers these great resources.

Retirement: A New Beginning

As you retire, the door closes on one stage of your life and a new door opens up to a sea of opportunities for you to consider. Design the retirement that you desire by taking time to think about the things in life that are of most value to you. Plan your new beginning around those things. Doing so will take time and energy, but will be well worth it as you begin to enjoy the stage of life known as retirement.

Part of any retirement plan is a solid understanding of your financial situation. Consult with a financial planner, banker, or accountant for assistance in formulating a plan that will carry you through your retirement years. Experts say you should have 70 to 80 percent of your income to maintain the standard of living you had as a working individual. Adjustments need to be made for inflation and for possible increased medical costs.

No matter how you decide to spend your retirement years, maintaining good health as you age should be a priority. Make exercise and good nutrition a part of your retirement plan and take care not to abuse alcohol or drugs.

Your retirement plan will be as individual as you are. Make sure that your plan complements that of your spouse or partner so you are not at odds in your retirement expectations. Think about your life and answer the following questions:

  • What have you always wanted to do but haven't had time for?
  • When has your life felt the most complete?
  • What activities have given you the most satisfaction?
  • What talents would you like to investigate or develop further?
  • Do you have life goals that you haven't achieved? Are they still important to you?
  • Is community service or volunteerism something that is of interest to you?
  • How will you include family and friends in your plan?
  • Where do you want to live in retirement?
  • Are there hobbies that you would like to pursue?
  • Do you want to go back to school?

Be honest with yourself as you find your personal answers to these questions. Once you define what you want from your retirement, you can make a plan to get there. It has been said that the retirement years are the best years of your life. Planning carefully for them will help make that a reality for you.

Workplace Options. (Reviewed 2022). Retirement: A new beginning. Raleigh, NC: Author.

More about this Topics

  • Saving and Investing: Risk Tolerance

  • Understanding SSA Benefits (Part 1)

  • A Look at 401(k) Plan Fees: Common Investments and Related Fees—Part 2

  • Saving and Investing: Making a Financial Plan

  • Financial Planning for Your Retirement

Other Topics

    • Top 10 Ways to Prepare for Retirement
    • Social Security (Part 5): When You Are Ready to Apply for Benefits
    • Determining a Target Retirement Saving Rate
    • Social Security (Part 2): What You Need to Know While You Are Working
    • A Look at 401(k) Plan Fees: Common Investments and Related Fees—Part 1
    • Financial Planning Association
    • Women's Institute for a Secure Retirement (WISER)
    • Bankrate
    • Securities and Exchange Commission's Investors Resources
    • Financial Resources for Older Americans
    • Financial Calculators