This is your Member Reference Number (MRN). You’ll need to provide this when you make an appointment with an HERO counselor or contact your HERO by phone.

Anthem provides automatic translation into multiple languages, courtesy of Google Translate. This tool is provided for your convenience only. The English language version is considered the most accurate, and in the event of a discrepancy between the translations, the English version will prevail. This translation tool is not controlled by Anthem, and the Anthem Privacy Statement will not apply. Please read Google's privacy statement. If you want Google to translate the Anthem website, select a language.

Benefits with HII

Your HERO program offers these great resources.

Explore more about Taxes and Audits through these resources

Read legal assists on Taxes and Audits below

66 articles found

50-State Guide to Business Income Tax

Most states tax at least some types of business income derived from the state. In most states, corporations are subject to a corporate income tax while income from “pass-through entities” such as S corporations, limited liability companies (LLCs), partnerships, and sole proprietorships is subject to a state’s tax on personal income.
Read more

50-State Guide to Forming an LLC

While its not difficult to form a limited liability company ("LLC"), the rules for how it must be done vary state by state. To find out the requirements for forming an LLC in your state, choose your state from the list below.
Read more

Avoiding Capital Gains Tax When Selling Your Home: Read the Fine Print

If you sell your home, you may exclude up to $250,000 of your capital gain from tax or up to $500,000 for married couples.You probably know that, if you sell your home, you may exclude up to $250,000 of your capital gain from tax.
Read more

Can a Tax Refund Affect SSI Eligibility?

I think I may get a tax refund this year because I had to quit working last year due to my disability. Is this going to cause my SSI payments to stop?
Read more

Can employers accept a receipt for a replacement document for I-9 purposes?

Do I have to terminate her employment and rehire her once she gets the documents, or can she work while she waits for the documents?
Read more

Can my husbands ex and I share the same last name without problems?

I am getting married; my first time, his second. I will be taking his name when we marry. Will there be any problems if his ex keeps her married name, too? We dont have the same first name.
Read more

Canceled Mortgage Debt: What Happens at Tax Time?

The Mortgage Forgiveness Debt Relief Act gives some taxpayers a break.
Read more

Child Support and Taxes

Child support tax information you need to know.
Read more

Choosing a Fiscal Year for Your Business

All businesses are required to pay taxes and keep accounting records year by year. You automatically choose your tax year when you file your tax year when you file the first tax return for your business. After that, you have to get IRS permission to change.
Read more

Claiming an Unmarried Partner as a Dependent on Your Tax Return

To claim tax benefits for your dependent partner, there are fivetests your partner must pass.
Read more

Current vs. Capital Expenses

Tax rules cover not only what expenses can be deducted but also when in what year they can be deducted. Some types of expenditures are deductible in the year they are incurred but others must be taken over a number of future years.
Read more

Deducting Medical Home Improvements

Ordinarily, you cannot deduct the cost of permanent improvements to your home. But these is an important exception: such improvements can be deductible as a medical expense. However, changes brought about by the Tax Cuts and Jobs Act (TCJA) make it harder for most taxpayers to deduct these expenses than in the past.
Read more

Deducting Organizational Costs for Single-Member LLCs

Many people who start one-owner businesses form single member limited liability companies (LLCs) to own and operate the business. Single-member LLCs are legal in every state. However, for tax purposes they are “disregarded entities”—this means that a single-member LLC is treated the same as a sole proprietorship unless the LLC owner elects to have the LLC treated as a corporation (which is rare).
Read more

Deducting Repairs to Your Home Office

If you have an office in your home that qualifies for the home office deduction, you’ll be able to deduct a variety of home expenses. These include not only a portion of your rent or mortgage payments and utilities, but some home repairs as well.
Read more

Deducting Your Property Taxes

If youre a homeowner, you almost certainly have to pay property taxes. These are local taxes based upon the assessed value of your home. The more your home is worth, the more youll have to pay. Fortunately, property taxes are deductible from your federal income taxes. However, the Tax Cuts and Jobs Act imposed new limitations on this deduction.
Read more

Do LLC Members Need to be 18 Years Old (or Older)?

However, great business ideas are not limited to adults, minors (those under 18 years of age in most states) have them too. Can you form an LLC if you’re under age 18? Can you even be a member of an LLC if you’re a minor?
Read more

Do You Qualify for the Adoption Tax Credit?

Adopting a child is expensive. If you do it through an adoption agency or privately, it can cost anywhere from $5,000 to $40,000 or more. International adoptions can range from $7,000 to $30,000. The federal government wants to encourage adoptions and has put its money where its mouth is by establishing an adoption tax credit.
Read more

Does employer need to complete a new I-9 for a rehired employee?

I am rehiring an employee who worked for our company last summer. Do I need to do a new I-9 for her?
Read more

Eliminating Tax Debts in Bankruptcy

Most taxes cant be eliminated in bankruptcy, but some can.You may hear radio commercials offering the hope of eliminating tax debts in bankruptcy. But its not as simple as it sounds. Most tax debts cant be wiped out in bankruptcy youll continue to owe them at the end of a Chapter 7 bankruptcy case, or youll have to repay them in full in a Chapter 13 bankruptcy repayment plan.
Read more

Estate Tax: Will Your Estate Have to Pay?

Only some estates, larger than $5 million, owe federal estate tax. Most estates dont owe federal estate or gift tax, because you can give away or leave substantial amounts of property tax-free.
Read more

Filing a Tax Return When You Live Outside the United States

The long arm of the tax code does not stop at the U.S. border. If you live abroad and have income, you will still have to file a tax return. You must also either have taxes withheld from your paycheck or pay quarterly estimated taxes if you are working abroad.
Read more

Filing and Paying Taxes Late

The penalties for filing or paying your taxes late, and how to request an extension. What if April 15 rolls by and you havent had time to complete your return, or you cant pay what you owe?
Read more

Filing Taxes: Top Ten FAQ

Avoid IRS problems by knowing these answers.
Read more

Hiring Workers in Your Home: Legal Requirements

Understand your responsibilities when hiring a nanny, housekeeper,gardener, or handyperson.
Read more

Homeowner Tax Breaks: Recent Developments

Learn about recent tax credits and tax deductions for homeowners.
Read more

How to Form an LLC

HERO is your resource for assistance with managing problems at home and at work. HERO provides you and eligible family members with a no-cost, confidential and user-friendly resource for life management concerns
Read more

How to Hire a Tax Professional for Your Small Business

Hiring the right tax professional for your small business is important. Getting good tax help can translate into money for your business. Ideally, you should form a long-term relationship with a tax professional so you have someone to call year-round.
Read more

How to Reduce the Chance of an Audit

Here are some suggestions to help you file a return that wont raise any audit eyebrows at the IRS.
Read more

IRS Installment Payment Plans

If you can pay your debt over time, an installment plan may be the right solution.The most widely used method for paying an old IRS debt is the monthly installment agreement, or IA. If you owe $25,000 or less, you should be able to get an installment payment plan for 60 months just by asking for it.
Read more

IRS Penalties Most Likely to Affect Small Businesses

Learn about common tax mistakes made by small businesses, and the IRS penalties that can result.If your small business fails to comply with tax taws or tax filing requirements, those mistakes can be costly.
Read more

IRS Tax Bill Collections: What You Can Do

Heres what to do when the IRS tries to collect a tax bill.The IRS has far greater powers than any other bill collector: The IRS has the power to take your wages, bank accounts, and other property without first granting you a hearing.
Read more

Keeping Employee Records for Tax Purposes

Small businesses can avoid trouble with the IRS by keeping the right employee records and tax documents.
Read more

Keeping Tax Papers

Keep anything related to your tax return for at least three years after you file.In general, the IRS has up to three years after you file your tax return to complete an audit of you.
Read more

Negligence Versus Tax Fraud: How Can the IRS Tell the Difference?

The difference between cheating on your taxes and negligentlyfiling them, and how the IRS distinguishes between the two.
Read more

Preparing for a Business Audit

Be prepared for an audit of your business. Whos afraid of the IRS? Almost everyone. The key to surviving a tax audit and even coming out on top is not to panic, but prepare.
Read more

Pros and Cons of Appealing an IRS Audit

Filing an appeal, in the majority of cases, results in some savings but rarely a total victory. Here are some of the pros and cons to appealing an IRS audit and the steps you need to take to get started.
Read more

Rules of the Game Tax Laws

Tax code, regulations, rulings and court cases: why we need themall. Congress writes the tax laws, which become part of the Internal Revenue Code (IRC), or tax code for short.
Read more

Seven Steps to Lower Your Taxes

Learn basic tax-saving strategies you should know to help reduceyour taxes. Weve all heard that death and taxes are inevitable. Well, death may be inevitable, but taxes are not.
Read more

Small Business Tax Debts: Dealing With the IRS

If your small business owes taxes, how should you handle the IRS? Small businesses with tax debts face the daunting powers of the IRS and the various methods that the agency can use to collect overdue taxes many of which could spell the end for your business.
Read more

Small Business Tax FAQ

Answers to common tax questions on tax deductions for small businesses.
Read more

Steps to Form an LLC

Steps to Form an LLC
Read more

Tax Abbreviations You Should Know

The world of taxes is filled with abbreviations. Understanding some of the basic abbreviations commonly used will help you when dealing with tax professionals and the IRS.
Read more

Tax Bill & IRS FAQ

Frequently asked questions about handling a tax bill from the IRS. I am faced with a tax bill that I cant pay. Am I completely at the IRSs mercy, or do I have some options?
Read more

Tax Breaks Every Parent Should Know About

Learn about child tax breaks available to most parents. New parents often find themselves overwhelmed by the expenses that come with a baby. From nursery furnishings to countless diapers, your little bundle of joy is going to cost you, well, a bundle
Read more

Tax Court: The Small Case Division

Federal tax court has a user-friendly division to help taxpayers resolve small disputes. Small claims courts are a vital part of each states court system. Unfortunately, the federal government has not incorporated the user-friendly, informal, and inexpensive forum of small claims court into its trial court system with one notable exception: the small case division of federal tax court.
Read more

Tax Deductions for Your Charitable Contributions and Volunteer Work

Charitable contributions and volunteer work can reduce your taxes and enrich your retirement. After retirement (and even before), many people are looking for meaningful ways to spend some of their newly free time and to make a difference in the world.
Read more

Tax Exemptions and Dependents: Six Things to Know

Understand IRS rules for claiming dependents as exemptions on your tax return. Tax rules on dependents and exemptions apply to everyone who files a federal income tax return.
Read more

Tax Relief for Child Care Expenses

The child care tax credit and dependent care accounts could save you thousands of dollars. Every working parent knows that the cost of good child care is expensive and ever-increasing.
Read more

Tax Returns: If You Havent Filed in a While FAQ

Answers to frequently asked questions about failing to file tax returns.
Read more

Tax-Saving AB Trusts

Wealthy married couples get a big tax break when it comes to the federal gift/estate tax. Together, they can transfer nearly $11 million without owing federal gift tax or estate tax.
Read more

Teen Jobs: Paying Taxes & Saving for Retirement

Help your teen maximize earnings by following these tax and retirement saving tips. If you are the parent of a teen who has just landed his or her first paying job, you have a great opportunity to teach your teen about money management, spending, saving for retirement, and taxes.
Read more

The Charitable Trust: Do Good and Get Tax Breaks

Give to charity and get a tax benefit. A charitable trust lets you donate generously to charity, and it gives you and your heirs a big tax break.
Read more

The Home Office Tax Deduction

Running a business from home can help you lower your tax bill. When you use part of your home for business, you may be able to deduct expenses for what the IRS calls the "business use of your home.
Read more

The Kiddie Tax: Limits on Shifting Unearned Income to Children

Learn about the kiddie tax and how to avoid it with smart investments. For a long time, a popular tax-saving strategy for high-income families was to funnel unearned income through their children to reduce their overall taxes.
Read more

The Simplified Home Office Deduction

If you use a home office exclusively for business purposes, you can deduct as a business expenses a portion of the cost of operating your home. However, the home office deduction can be complex.
Read more

Tips for Last-Minute Tax Filers

Tips for those that file their tax return at the last minute orwho need to get an extension. Still havent filed your taxes? Dont worry, youre not alone; millions of people wait until the last minute to do their taxes.
Read more

Top Seven Tax Deductions for Seniors and Retirees

Heres a list of the top tax deductions for those over 50. If you are a senior or retired, be sure to understand and take advantage of the deductions available to reduce your income taxes each year. Heres some of the most important tax deductions.
Read more

Top Ten Tax Deductions for Landlords

Learn about the many tax deductions available to rental property owners. Every year, millions of landlords pay more taxes on their rental income than they have to. Why? Because they fail to take advantage of all the tax deductions available for owners of rental property.
Read more

Top Ten Tips for Surviving an Audit

Convince the IRS you were entitled to the credits, deductions, andexemptions you took.
Read more

Using an Offer in Compromise to Settle a Tax Bill

How to settle a tax bill with the IRS for pennies on the dollar using an offer in compromise. It is sometimes possible to wipe your tax slate clean at an enormous discount.
Read more

What are State Business Tax Laws?

Generally speaking, if your business makes money, then that money will be subject to income tax in the state where your business is located. The tax will either be paid directly by the business, or by the individuals who ultimately receive the business income. Moreover, apart from a tax on income, your business may be subject to a tax merely for existing in a particular state.
Read more

What Auditors Look for When Examining a Business

Know what an IRS auditor looks for when examining your business and its records. If your small business is being audited by the IRS, you should do two things: First, prepare for the audit. (For information on this, see Preparing for a Business Audit.)
Read more

What Employers Should Do After E-Verify Issues a Tentative Nonconfirmation for an Employee

The first time an employer using the E-Verify system receives a Tentative Nonconfirmation (TNC) can be a shock. By way of background, E-Verify compares information from an employees Form I-9, Employment Eligibility Verification, against data in the files of the U.S. Department of Homeland Security (DHS) and the Social Security Administration in order to check whether the employee is eligible to work in the United States.
Read more

When Visa or Green Card Holders Must Pay Taxes

If the U.S. government considers you a tax resident, you must filea U.S. tax return. Heres how to determine your status.
Read more

Where to Form Your LLC

Choosing where to form your Limited Liability Company (LLC) can sometimes be as perplexing as selecting the best legal structure for your new business. You have two basic options regarding where to register your LLC.
Read more

Which Type of Business Entity Needs an Employer Identification Number (EIN)?

The purpose of an employer identification number (EIN) – also known as a taxpayer identification number, or TIN – is to allow the IRS to track wages and other payments from your business to the businesss employees and owners.
Read more