This is your Member Reference Number (MRN). You’ll need to provide this when you make an appointment with an EAP counselor or contact your EAP by phone.

Anthem provides automatic translation into multiple languages, courtesy of Google Translate. This tool is provided for your convenience only. The English language version is considered the most accurate, and in the event of a discrepancy between the translations, the English version will prevail. This translation tool is not controlled by Anthem, and the Anthem Privacy Statement will not apply. Please read Google's privacy statement. If you want Google to translate the Anthem website, select a language.

Benefits with County of Kern

Your EAP offers these great resources.

Saving for Retirement

Retirement requires a lot of planning and consideration. In addition to finances, you need to think about when and where you'll retire. Experts advise that you may need as much as 80 percent of your preretirement income to continue your current standard of living. The exact amount will depend on your individual needs.

Questions to Ask Yourself Before Retiring

As you plan, consider these important questions:

  • At what age do you plan to retire?
  • Can you participate in an employer's retirement savings plan? This includes 401(k) plans and traditional pension plans.
  • If you have a spouse or partner, will they retire when you do?
  • Where do you plan to live when you retire? Will you downsize, rent, or own your home?
  • Do you expect to work part time?
  • Will you have the same medical insurance you had while working? Will your insurance coverage change?
  • Do you want to travel or pursue a costly, new hobby?

Tools to Help You Prepare for Retirement

Here are some tools you can use to begin planning for your retirement:

USA.gov. (Updated 2022, March 29). Saving for retirement. In Retirement. Retrieved May 22, 2022, from https://www.usa.gov

More about this Topics

  • Saving and Investing: Defining Your Goals

  • Saving and Investing: Making Money Grow

  • Saving and Investing: Financial Professionals

  • Retirement

  • Investing: General Tips

Other Topics

    • Financial Calculators
    • A Look at 401(k) Plan Fees: What Fees Are Associated with Investment Choices?
    • Jump-Start Your Savings
    • A Look at 401(k) Plan Fees: Other Factors
    • Determining a Target Retirement Saving Rate
    • A Look at 401(k) Plan Fees: Common Investments and Related Fees—Part 1
    • Women's Institute for a Secure Retirement (WISER)
    • Securities and Exchange Commission's Investors Resources
    • Choose to Save
    • Financial Planning Association
    • Financial Resources for Older Americans