Adjustable-Rate Mortgages
Adjustable-rate mortgages, also known as ARMs or variable-rate loans, have been out of favor with many people for several years.
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Avoiding Foreclosure (Part 1)
There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments.
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Avoiding Foreclosure (Part 2)
If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for one of these programs.
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Borrowing From Your Home in Retirement
While borrowing against equity can help older homeowners, there also are potential pitfalls.
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Down Payments and Private Mortgage Insurance
When you purchase a home, some lenders require 20% of the purchase price as a down payment. However, many lenders now offer loans that require less than that%mdash;sometimes as little as 5% on conventional loans.
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Mortgages: Consumer Tips
Buying a home is one of the most complex financial decisions you will ever make. In addition to the financial and legal issues involved, real estate agents and lenders may not be acting in your best interest.
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Saving Your Home from Foreclosure
If you feel like you won't be able to keep making your monthly mortgage payment or you have started to fall behind, there could be options to save your home.
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Shopping for a Home Mortgage
When shopping for a home mortgage, make sure you obtain all the relevant information.
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Ten Facts About Mortgage Debt Forgiveness
If you are a homeowner whose mortgage debt is partly or entirely forgiven during tax years 2007 through 2012, you may be able to claim special tax relief and exclude the debt forgiven from your income.
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Tips to Avoid Foreclosure (Part 1)
Every day, thousands of people like you have trouble making the next mortgage payment. Though things may seem hopeless, help is available.
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Tips to Avoid Foreclosure (Part 2)
If you are not able to continue paying the mortgage even under a workout plan offered by your lender, you should consider the options below.
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Using Your Home's Equity
You have purchased a home and are making your monthly payments on time, but now you are faced with an unexpected expense.
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