Consolidating Your Federal Student Loans
Consolidating your federal education loans can simplify your payments, but it also can result in the loss of some benefits. Learn more, so you can weigh the pros and cons.
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Federal Student Loan Repayment Plans
When it comes time to repay federal student loans, the borrower has the option to choose from a variety of repayment plans.
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Learn To Pay Less for Loans
A credit report provides a record of your history of paying loans and bills, including any late payments.
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Loans
There are different types of loans. Some are secured loans, where you pledge collateral. Collateral is an item you already own, such as a house or car.
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Need Cash Fast? Ask Your Bank
If you need a small loan fast, where can you turn? Start with your bank.
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Payday Loans
Payday loans are a very costly way to borrow money. You may have seen these types of loans hiding behind other names, such as cash advances or check loans.
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Predatory Lending
The practice of offering dishonest, improper, or deceptive loans has become known as predatory lending. The term is generally used to refer to a variety of specific unethical or fraudulent lending techniques.
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Public Service Loan Forgiveness (PSLF) Program (Part 1)
If you are employed by a U.S. federal, state, local, or tribal government or not-for-profit organization, you might be eligible for the Public Service Loan Forgiveness (PSLF) Program.
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Public Service Loan Forgiveness (PSLF) Program (Part 2)
Qualifying repayment plans include all of the income-driven repayment (IDR) plans (plans that base your monthly payment on your income).
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Student Loan Forgiveness
In certain situations, you can have your federal student loans forgiven, canceled, or discharged. Learn more about the types of forgiveness and whether you qualify.
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Student Loan Repayment
Before repayment begins, develop a plan that puts you on track to pay back your loan on time and in full.
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