This is your Member Reference Number (MRN). You’ll need to provide this when you make an appointment with an EAP counselor or contact your EAP by phone.

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21 articles found

Annuities and Long-Term Care

You may choose to enter into an annuity contract with an insurance company to help pay for long-term care services.
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Buying Long-Term Care Insurance

Since standards vary between different insurance companies, if one company denies you, it is possible that another company will accept you.
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Health Insurance

Many consumers have health care coverage from their employers. Others have medical care paid through a government program such as Medicare, Medicaid or the Veterans Health Administration.
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Health Insurance Plans: HMOs, PPOs, and More

There are different types of health insurance plans designed to meet different needs.
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Health Savings Accounts

You know about tax-preferred individual retirement accounts (IRA)s for your retirement savings, but what about a similar account to help pay for certain medical expenses?
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Homeowner's and Renter's Insurance

Homeowner's or renter's insurance protects your home and personal property against damage or loss, and insures you in case someone gets hurt while on your property.
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How to File a Flood Insurance Claim

If your property has flooded, promptly report the loss to your insurance agent or company.
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Insurance: Consumer Tips

Insurance protects you from financial loss in the event of a disaster or other hardship. By purchasing insurance policies, you can receive reimbursement for losses due to car accidents, property theft, natural disasters, medical expenses, and loss of income due to disability or death.
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Liability and Protection When You Move

Working with a household goods carrier (mover) can be nerve-racking.
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Protecting Your Child's Financial Future

Life insurance can help you protect your family's financial wellbeing.
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Renter’s Insurance: Frequently Asked Questions

Renter's insurance offers protection of your possessions while you are living in a place that you do not own. Policies can vary, so speak to your insurer if you have additional questions.
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Renter's Insurance: The Basics

If you rent a house or apartment and think that your landlord is financially responsible when there is a fire, theft, or other catastrophe%mdash;think again.
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The Health Insurance Marketplace: Catastrophic Plans

People under 30 years of age, and some people with limited incomes, may buy what is called a catastrophic health plan. It protects you from very high medical costs.
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The Health Insurance Marketplace: Doctor Choice and Emergency Room Access

You have the right to choose the doctor you want from your health plan's provider network.
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The Health Insurance Marketplace: Getting Ready To Enroll

To prepare to enroll, you can learn about types of health coverage, research your questions, and figure out what you need to know before you start your application.
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The Health Insurance Marketplace: Income

When you get coverage through the Marketplace, you may be able to get lower costs on deductibles, copayments, and coinsurance.
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The Health Insurance Marketplace: Preventive Care Benefits

Most health plans must cover a set of preventive services like shots and screening tests at no cost to you. This includes Marketplace private insurance plans.
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The Health Insurance Marketplace: Preventive Health Services for Children

All Marketplace health plans and many other plans must cover the following list of preventive services for children.
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The Health Insurance Marketplace: What Does It Cover?

All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits.
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Twelve Ways to Lower Your Homeowner’s Insurance Costs

The price you pay for your homeowner's insurance can vary by hundreds of dollars, depending on the insurance company from which you buy your policy. Here are some things to consider when buying insurance.
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Using Life Insurance to Pay for Long-Term Care

You can use your life insurance policy to help pay for long-term care services through the following options.
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