401(K) Plan
A deferred compensation retirement savings arrangement in which employers withhold a portion of their employees' pretax wages and invest them in a plan where they may earn income, tax-free, until the employee withdraws the money.
Read more
ERISA Disability Benefits Applications: 6 Common Mistakes
Increase your chance of getting ERISA group disability benefits by avoiding these common mistakes.
Read more
File for Social Security Benefits
You can file a claim for Social Security benefits at your local Social Security office, by phone, or through the Social Security Administration's website (www.ssa.gov).
Read more
Getting Your Retirement Money Early Without Penalty
If you need to dip into a retirement account whether it's a 401(k), IRA, or something else before you retire, you will likely pay a penalty. However, there are a few ways to avoid the penalty.
Read more
Helping Seniors Manage Money and Finances
Many people worry about the ability of aging parents and other loved ones to handle money and financial affairs.
Read more
How Beneficiaries Can Claim Life Insurance and Social Security Benefits
Beneficiaries need to know how to collect life insurance and Social Security payments that belonged to the deceased; the executor of the estate doesn't usually handle this task.
Read more
How Does an Addiction to Prescribed Narcotics Affect Disability Benefits?
This is a complex question to answer because while Social Security does consider prescription drug abuse to be a substance abuse disorder, Social Security will not treat an addiction to prescription drugs in the same way as it treats an addiction to illicit drugs
Read more
How Much Money Will You Need When You Retire?
Figure out how much annual income you'll need during retirement it may be less than you think.
Read more
How to Invest Wisely for Retirement
There are hundreds of ways to invest for retirement. Sales pitches from stock brokers abound, as do articles and websites devoted to retirement investments, many written or sponsored by companies that sell investment products
Read more
How to Live Below Your Means During Retirement
Whether you are retired or planning to retire, working to spend less and live below your means will help keep more of your money invested and working for you. It takes discipline to Live Below Your Means.
Read more
Medicare and Medicaid: Whats the Difference?
Medicare and Medicaid are very different. Medicaid is a federal program for low-income, financially needy people, set up by the federal government and administered differently in each state.
Read more
Medicare Managed Care: Choosing a Plan
Choose a Medicare managed care plan that meets your needs.
Read more
Medigap: Covering the Gaps in Medicare
Medigap insurance helps fill the gaps in Medicare coverage.
Read more
Plan For a Healthy Retirement
A healthy retiree is a happy retiree. Here's what you can do now to improve your health in retirement.
Read more
Retirement Plan FAQ
Quick answers to common questions about retirement plans, including 401(k) plans, IRAs, Keoghs and SEPs.
Read more
Retirement Plan Myths
Learn the facts about retirement plans including withdrawals, distributions, beneficiaries, and rollovers.
Read more
Retirement Planning and the Big Picture
When planning for retirement, money may not be the most important consideration.
Read more
Retirement Plans for the Self-Employed
Create your own retirement plan if you work for yourself.
Read more
Saving for Retirement: The Basics for Those Getting Started
If you're just starting out in the workforce, it's time to start thinking about saving for retirement.
Read more
Social Security Benefits: Will They Be There When You Retire?
The uncertain future of Social Security benefits could impact your retirement plans.
Read more
Social Security Disability: Appealing Denied Claims
How to appeal a denied SSDI disability claim.
Read more
Social Security Disability: Deciding Whether to Appeal a Denied Claim
Should you appeal a denial of SSDI disability benefits
Read more
Social Security Disability: Eight Reasons You May Be Denied Benefits
Will your claim for SSDI disability benefits be denied?
Read more
Social Security Disability: Five Levels of Appeal
To appeal a denial of Social Security disability (SSDI) benefits, you'll need to follow the instructions included in your notice of denial from the Social Security Administration (SSA).
Read more
Social Security Disability: How SSDI Claims Are Decided
The five steps in the disability determination for SSDI benefit claims.
Read more
Social Security FAQ
Learn about eligibility for Social Security benefits whether you are eligible, when you can collect them, and how much you will receive.
Read more
Social Security: Checking Your Earnings and Benefits
Find out your estimated Social Security benefits.
Read more
Social Security: How to Appeal Denied Claims
How to appeal if your application for Social Securitybenefits is denied.
Read more
What Will You Do When You Retire?
Plan to lead an interesting and rewarding life after retirement.
Read more
When Social Security Will Deny You Disability Because Your Past Job Skills Are Transferable
If your past work was considered skilled or semiskilled, you're applying for disability benefits, you should understand how having transferable skills could impact your chances of a successful disability claim.
Read more
Your Retirement Plan in Bankruptcy
How will bankruptcy affect your 401(k), IRA, pension, and other retirement plans?
Read more