Avoiding Credit Card Debt
Learn how to use credit cards wisely so that you don't get buriedin credit card debt.
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Choosing a Credit Counseling Agency
Find a good credit counseling agency to help resolve your credit troubles.
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Credit Report Basics
Learn how to obtain your credit report, and what it reveals aboutyou.
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Dealing With Collection Agencies FAQ
What you need to know about dealing with debt collectors.
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Debt and Marriage: When Do I Owe My Spouses Debts?
Whether you and your spouse are liable for each other's debts depends mostly on where you live.
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Debt Management Plans
More and more companies are advertising debt management plans (DMPs) as the solution to everyone's money troubles, with the rise of consumer debt and the weakened economy.
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Different Types of Credit & Debit Cards
Credit, charge, ATM, and debit cards are not all alike. Here's some information to help you choose wisely.
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`Dont Lose Your Home to Foreclosure Rescue Scammers`
Foreclosure "rescue" scammers steal your home, equity, and money.Here's how to protect yourself.
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Dont Use a Credit Repair Clinic
Steer clear of credit repair clinics you can repair your credit yourself.
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Getting a Credit Card When You Have Bad Credit
Even if you have bad credit, you may be able to get a credit card.
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How to Dispute a Billing Error on Your Debit or Credit Card Statement
Once in a while, you may find an error on your ATM, debit, credit, or charge card statement. Know your rights and obligations if you discover an error. If you don't act quickly, you may lose the right to challenge the error.
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Making a Budget for College
Stay out of financial trouble in college by making a budget and sticking to it.
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Money Management 101
Money management is key to improving or maintaining your financial situation. Each of us has our own particular relationship to money.
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Reduce Your Mortgage Obligations to Avoid Foreclosure
You may be able to stop paying some of your home loans without risking foreclosure.
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Repossession: What Creditors Can and Cant Take
Find out what property your creditors can repossess, and what's offlimits.
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Should I File for Bankruptcy FAQ
It depends on the type of debt you have. Bankruptcy is a good vehicle for eliminating credit card, medical debt, deficiencies resulting from a repossession or foreclosure, and other unsecured debt.
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Tax Consequences When a Creditor Writes Off or Settles a Debt
The IRS may count a debt written off or settled by your creditor astaxable income.
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Time-Barred Debts: When Collectors Cannot Sue You for Unpaid Debts
If you have old, unpaid debts, you may be safe from a lawsuit to collect the debt. This is because a creditor or debt collector has a limited number of years to sue you for an unpaid debt. This time period is set by state law and is called the statute of limitations.
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What to Do If a Bill Collector Crosses the Line
In order to deal with debt collectors, it pays to learn what they can and cannot do. Although most bill collectors are careful to follow the law when contacting you, some are not. If a bill collector goes too far, you can take action.
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When You Cant Pay Your Debts FAQ
I feel completely overwhelmed by my debts and don't know where to begin.
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Which Debts Must You Repay?
Some debts should be paid before others. Learn which debts should be your top priority.
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Your Liability for Unauthorized Credit and Debit Card Charges
Learn how to limit your liability for unauthorized credit or debitcard charges.
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